Singapore Salary Calculator YA 2026

Calculate Singapore net take-home pay, statutory deductions, income tax, and employer contributions for YA 2026.

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Singapore Salary & Take-Home Calculator

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Calculate net pay, statutory withholding, and employer payroll cost for Singapore (YA 2026).

AuthorityInland Revenue Authority of Singapore (IRAS) & CPF Board
RulesetSG-IRAS-2026.1
Tax YearYA 2026
Last Verified2026-10-10
Statutory Scope: Statutory IRAS progressive resident tax (2% to 24%) and CPF contribution rates for Citizens/PRs (20% employee, 17% employer, 0% for foreigners). CPF Ordinary Wage (OW) monthly ceiling follows the Budget 2023 phased schedule: S$8,000/mo (S$96,000/yr) for payroll calendar 2026 and S$7,400/mo (S$88,800/yr) for calendar 2025.
Assessment Year (YA) vs Payroll Calendar Scope: Under IRAS rules, personal income tax is assessed on the preceding calendar year. The Central Provident Fund (CPF) Ordinary Wage (OW) monthly ceiling follows the Singapore Budget 2023 phased schedule: S$8,000/month (S$96,000/year) for calendar year 2026 payroll, and S$7,400/month (S$88,800/year) for calendar year 2025 payroll.
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Enter Gross Salary to Compute Net Take-Home

Enter your contractual pay above to view statutory income tax deductions, social security withholdings, take-home net schedule, and employer contributions.

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Singapore Salary Calculator YA 2026 | Net Take-Home Pay

Calculate your estimated take-home pay in Singapore using applicable YA 2026 statutory payroll, income tax, and mandatory social contribution assumptions. This calculator breaks down contractual gross salary, statutory deductions, employee contributions, net spendable income, and total employer payroll costs.

Statutory Taxation & Payroll Architecture (YA 2026)

Progressive resident income tax (2% to 24%), CPF contribution rates for Citizens/PRs (20% employee, 17% employer, subject to Ordinary Wage ceiling), and 0% CPF for foreigners/EP holders.

Statutory Provenance & Ruleset Details

Ruleset Identifier: SG-IRAS-2026.1
Source Authority: Inland Revenue Authority of Singapore (IRAS) & CPF Board
Tax Year / Fiscal Basis: YA 2026
Status: Limited Statutory Scope
Last Verified: 2026-01-01
Documented Statutory Limitations & Exclusions:
  • Graduated reduced CPF contribution rates for employees aged above 55
  • Voluntary CPF cash top-up tax relief
  • Supplementary Retirement Scheme (SRS) tax deductions
Disclaimer: This calculation is for individual financial planning and gross-to-net estimation. Actual payroll withholding may vary based on localized municipal levies, specific tax codes, benefits in kind, and personal filing circumstances. It does not constitute formal legal, accounting, or tax advice.